**Work Location:** New York, New York, United States of America **Hours:** 40 **Pay Details:** $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Finance **Job Description:** The Financial Analyst III provides planning, forecasting, reporting and financial analysis support for assigned line(s) of business and/or at the total segment level under the guidance of financial management. In addition, The Financial Analyst III provides highly specialized financial consulting and analytical support at the assigned line(s) of business or total segment level identifying key emerging financial trends, measurement of key performance metrics and success factors, line of business and total segment financial target setting and measurement, capital budget and key initiative evaluation and planning, cost and product profitability analyses, specialized reporting and support for special projects. **Department overview:** Treasury Liquidity Associate is a member of TD's Treasury & Balance Sheet Management (TBSM) team, executing various aspects of the liquidity risk framework for the TD consolidated US operations. The role monitors and manages liquidity risk across legal entities and business segments and partners with key stakeholders such as the business, risk management and other key stakeholders at TD group. **Depth & Scope:** + Conducts complex analysis as it applies to area of responsibility + Understands the whole financial function and the key business areas supported + Focus is on one or more components of results that have greater complexity (e.g., Expenses, Revenue, Volumes) or on complete results for a single line of business + May lead activities of unit, assigning, prioritizing and monitoring work + May resolve escalated issues and problems by conferring with staff + May provide training and mentoring for new and less experienced staff + Provides financial, analytical, planning, and forecasting expertise to assist in the development and completion of projects + May develop specialized analytical tools for project or ongoing use + May develop conclusions and courses of action to rectify discrepancies as well as analyses + Develops and analyzes key metric and plan variances and related information + May provide cost and product analyses + Develops analyses of performance and predictive data + Compiles and generates ad-hoc analytical reports + May develop financial analytical and forecasting models to test assumptions and predict results of business initiatives + May lead additional research efforts, applying expertise in financial analysis + May research and review details of business operating metrics and actively seeks to identify and promote new opportunities or products **Education & Experience:** + Bachelors degree or progressive work experience in addition to experience below + 5-7 years related experience required + In-depth knowledge of financial analysis, financial model-building and interpretive statistics + Ability to successfully plan, develops, lead, and execute projects + Ability to effectively interpret, select appropriate techniques, take independent action, communicate and follow-through + Strong communications skills, both written and verbal + Strong interpersonal and consultative communication skills with well-developed presentation skills + Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives + Practical knowledge of financial analysis techniques and methodologies + Ability to employ complex analytical tools and statistics to perform analysis and forecasting of financial and other business information + Knowledge and understanding of budgeting and forecasting processes + Knowledge of accounting and the associated rules and regulations **Preferred qualifications:** + Experience or knowledge of Liquidity Management or Treasury function within a financial services setting + Understanding of liquidity risk management associated with all the products of the balance sheet + Understanding of key liquidity regulations such as Reg YY, FR 2052a, LCR and NSFR + Excellent technical, analytical, and communication skills **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel – Occasional + International Travel – Never + Performing sedentary work – Continuous + Performing multiple tasks – Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds – Occasional + Sitting – Continuous + Standing – Occasional + Walking – Occasional + Moving safely in confined spaces – Occasional + Lifting/Carrying (under 25 lbs.) – Occasional + Lifting/Carrying (over 25 lbs.) – Never + Squatting – Occasional + Bending – Occasional + Kneeling – Never + Crawling – Never + Climbing – Never + Reaching overhead – Never + Reaching forward – Occasional + Pushing – Never + Pulling – Never + Twisting – Never + Concentrating for long periods of time – Continuous + Applying common sense to deal with problems involving standardized situations – Continuous + Reading, writing and comprehending instructions – Continuous + Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards) **Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. **Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.