Scottsdale, Arizona, USA
45 days ago
Underwriter I
Overview Tri Pointe Homes is about more than homes, we are about people. We are committed to changing the lives of our customers and employees. Our passion for creating communities does not end with our customers. If this sounds like a career for you, apply to be a part of our great team. Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, is looking for an experienced individual to join our talented group in Arizona as an Underwriter I. Position Highlights: Underwriters at Tri Pointe Connect determine the home buyer’s ability to qualify for a mortgage loan. Underwriters understand investor and agency guidelines along with various regulatory requirements relating to mortgage loans. Underwriters review critical documents relating to income and assets such as paystubs, tax returns, bank statements, credit reports, and other key documents applicable to the mortgage transaction. A successful Mortgage Underwriter I at Tri Pointe Connect displays a strong desire for unparalleled customer service, is willing to work in a team atmosphere, employs excellent communication skills (both written and verbal), is well-organized, and extremely detail-oriented. If you are looking to make a difference, Tri Pointe Connect is the place for you! Position Responsibilities: Review file for completeness, comparing data entered in loan application with actual documentation in file Review all documentation in file to ensure it meets applicable agency or investor guidelines Calculate income including potentially complex financial documents such as business tax returns Run automated underwriting systems (LP, DU) as applicable Disposition status of documents received to include acceptance or rejection of documentation for acceptability of meeting loan conditions May be required to facilitate restructuring/counteroffering of loans when documentation supplied does not meet guidelines by locating another program that will be acceptable Communicate verbally and electronically with internal parties applicable to the transaction including but not limited to loan consultants, loan processors, and operational and sales managers as applicable Manage pipeline deadlines to ensure loans are submitted to critical milestones to meet purchase contract close of escrow deadlines Maintain updated communication logs or other status reports as applicable Attend weekly/monthly departmental meetings Understand and adhere to all critical regulatory guidelines Meet all established Quality Control Metrics including responding to any audit citations or deficiencies Attend departmental and compliance training as required Meet minimum production requirements for new loan files as well as resubmission/condition reviews As required, participate in special projects or assignments Position Qualifications: High school diploma or equivalent Minimum 3 years experience with conventional underwriting; purchase/builder business preferred MS Office; including Outlook, Word, and Excel Encompass LOS experience preferred Must pass CAIVRS acceptability Position is expected to work in office located in Scottsdale, AZ; hybrid/remote may be considered for select markets Job Specific Core Competencies: Excellent verbal and written communication skills Strong attention to detail Outstanding interpersonal and customer service skills Ability to multi-task and meet deadlines Strong organizational skills Ability to operate independently when needed but perform as a team player Knowledge of underwriting guidelines – Fannie Mae/Freddie Mac as well as investor-specific guidelines as applicable Regulatory knowledge, including ECOA, HMDA, RESPA, and other applicable federal or state-specific guidelines Strong time management skills including the ability to work under fast paced, sometimes tight deadlines At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company’s strength relies on the diversity of the team and the unique, innovative ideas everyone contributes. Pursuant to the California Consumer Privacy Act of 2018, if you are a California resident, you have the right to know the categories of personal information that we collect about job applicants, employees and their emergency contacts and beneficiaries, and independent contractors. Please click here for a description of our personal information collection practices. We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws. We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.
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