Description Summary: Responsible for reviewing merchant applications including low, medium, and higher risk industries to ensure adherence to Huntington Merchant Service’s underwriting policies, guidelines and standards. Duties and Responsibilities: + Conduct appropriate due diligence and completed detailed reviews of merchants new account applications to determine financial risk and potential future liability by analyzing financial statements and other data points to make high quality underwriting decisions. + Responsible to follow Know Your Customer (KYC) Compliance, onboarding/validation of accounts/identification as well as monitoring content in order to control company exposure. + Work with internal partners, sales team, and merchants to guide them through the underwriting process and structure approvals as needed. + Manage to KPI’s to ensure productivity and cost effectiveness. + Review Merchant web sites and streams for content looking for sensitive and out of terms activity. + Always have a strong focus on continuous improvement in order to optimize the function. + Assist with projects and other duties as assigned. Basic Qualifications: + Bachelor’s Degree + 4+ years of Merchant Services underwriting or risk management experience. Preferred Qualifications: + Proficient at understanding of Generally Accepted Accounting Principles (GAAP), balance sheets, income statements, statements of cash flow as well as personal and corporate tax returns. + Ability to accurately determine risk exposure in the merchant acquiring space. + Excellent verbal and written communication skills, including ability to effectively communicate with management, internal and external team members, including our sales organization, as well as customers. + Thorough knowledge of various software programs including Word and Excel, Salesforce, and the ability to quickly learn additional systems/software. + Must be proficient in using web browsers, file storage systems and computer organization. + Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service. + Ability to work independently in order to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices. + A strong preference for knowledge of First Data/Fiserv Underwriting and Risk processes and systems. + Proficiency in project management tools and software, contract negotiations and excellent presentation skills. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 - $140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position