Underwriting Specialist Kent, OH Full Time Corporate Office Experienced Share (https://clumber.applytojob.com/app/share/4VcEqZL7HB) The Carter Lumber Underwriting Specialist is responsible for qualifying credit worthiness up to assigned limits not to exceed $150k per credit policy, communicating risk, gathering accurate project information, and maintaining an accurate customer Masterfile.  + Timely and prudently establish customer credit accounts under Credit Policy with the goal of promoting (collectible) sales + Conduct credit investigations on existing and potential customers, evaluate credit risk and approve or decline credit accounts up to assigned limits in accordance with company policies and excellent judgment + Work closely with customers, field personnel & sales leaders to ensure applications are completed in an acceptable manner with all required data and signatures + Pull & qualify personal credit bureaus (Experian & Transunion) + Pull & qualify business credit reports (D&B, NACM, Experian Business) + Research bank and trade references + Complete risk analysis summary, assign risk rating and credit limits. + Complete new customer set up process for assigned markets:  summarizing data, customer set up, maintaining credit files and welcome/decline letters + Maintain accurate, complete and timely customer masterfiles in Filebound & Credit Server + Manage assigned market Customer masterfile, inputs, changes and maintain job account files ensuring data integrity + Conduct research and process Job account requests. + Internet research to county recorder’s & assessor’s offices + Research for building permits and project filings + Contact banks to verify available funds and status of construction loans + Add job accounts to existing credit accounts.       + Process credit limit increase requests on account and/or job accounts; establish and maintain systematic credit limits for all customers extended credit + Answering personal phone extensions as well as customer service call lines + Respond to Credit Reference inquiries. + Perform other duties as assigned. + Pay: $17-$24/hr + This is an in office role EXPERIENCE/EDUCATION: + AA degree in Business, Accounting or related field or 1-2 years accounts receivable and underwriting experience in the construction/building material industry highly preferred + Ability to read and summarize consumer credit and Dun & Bradstreet reports + Experience granting credit to $150k + Previous collection experience highly valuable + Working knowledge of construction mechanics lien/ bond laws and regulations + Understanding of construction contracts and standard project money flow SKILLS: + Demonstrated proficiency working with Microsoft Word, Excel, and Outlook + Exercise good independent judgment & discretion, can make decisions and articulate reasoning + Takes ownership and accountability for results + Prioritizes and adheres to established deadlines + Quickly identifies and resolves issues, knows when to “raise the flag” to escalate issues + Excellent verbal and written communication