Introduction Welcome to Pronto Insurance, a flourishing general agency in South Texas! Since 1997, we've been on an unstoppable journey of growth, and now, with over 200 captive locations in Texas, California, and Florida, our expansion knows no bounds. Join our team and be part of the driving force that makes Pronto Insurance products a reality for all. Together, we'll revolutionize the insurance market and leave an indelible mark on the industry. Dare to dream big and embark on an adventure filled with endless opportunities! We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply. Overview Candidates may reside outside of the Brownsville area, however, this role does require travel and work in the Brownsville office 1 week per month. Do you have a passion for growing a book of business profitably and partnering with others to solve complex problems? If so, this is the role for you! As the VP of Underwriting & Product for the Pronto Insurance Non-Standard Auto book of business, you will play a significant role in building the strategic roadmap for the company to grow profitably. You will focus on the success of the business in several areas including optimizing Net Revenue and Profit, UW & Product Organizational structure, Reinsurance Relationships, and Executive Leadership. This role is responsible for the MGA Underwriting & Product functions, reporting directly to the President of Pronto Insurance, where you will lead a team that consists of UW & Product Specialists. How you'll make an impact Develop and execute company underwriting & product strategy for our non-standard auto products. Partner with the VP of Actuarial and VP of Sales to set the direction of products at a profitable level. Manage the investigation of insurance risk including approval or rejection of applications for insurance up to a fixed dollar limit of risk. Set the Strategy for the creation and execution of rate books, tables, code books and other reference material to make underwriting determinations. Lead assigned staff in the resolution of underwriting problems and system defect analysis. Work directly with the respective Department of Insurance on regulatory compliance and industry standards within individual state laws and area(s) of coverage. Understand what makes a book profitable and manage the MGA book of business so that it is of high quality and can endure both hard and soft markets. Job Activities and Competencies Underwriting Acumen Project Management Problem Solving and Analytics Ethics and Integrity Results Driven Communication Customer/Client Focus Initiative Leadership Collaboration About You Bachelor’s degree and 10+ years of insurance related experience required in either an underwriting, product management or state management capacity. MBA preferred. Preferred reinsurance pricing knowledge and reinsurance carrier relationships. This role will require travel into our Brownsville, TX office 1 week per month Must be able to work in a fast-paced environment with demonstrated ability to juggle multiple competing tasks and demands. Must possess a high level of interpersonal skills to manage sensitive and confidential situations. Position continually requires teamwork, demonstrated poise, tact, and diplomacy. Prior work with the California and Texas non-standard auto marketplace preferred. Fluency in Spanish is preferred, but not required. #LI-CS1 Compensation and benefits On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve: Medical/dental/vision plans, which start from day one! Life and accident insurance 401(K) and Roth options Tax-advantaged accounts (HSA, FSA) Educational expense reimbursement Paid parental leave Other benefits include: Digital mental health services (Talkspace) Flexible work hours (availability varies by office and job function) Training programs Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing Charitable matching gift program And more... We value inclusion and diversity Click Here to review our U.S. Eligibility Requirements Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest. Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws. Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.