Reston, Virginia, USA
19 days ago
VP Commercial Real Estate Loan Officer

ABOUT US

Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement – it is the secret sauce of our organization!

Our values live at the core of all that we do – Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. We are committed to fostering an environment focused on diversity, equity and inclusion, and we welcome Team Members from all walks of life. Join Team MVB today!

MVB Financial Corp. (“MVB Financial” or “MVB”), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker “MVBF.” Through its subsidiary, MVB Bank, Inc., (“MVB Bank”) and the bank’s subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.

ABOUT THE ROLE

Responsible for identifying, selecting, developing, managing, servicing, and expanding business relationships in an assigned market by offering a full range of loan, deposit, and other bank products.  This Officer position will have a focus on commercial real estate and construction lending and team up with other areas of the bank to provide a full-service relationship to bank customers.

Candidates must reside in one of the following states: West Virginia, Virginia, Texas, Florida, Ohio, Pennsylvania, Maryland, Washington D.C., New York, New Jersey, Arkansas, Alabama, Arizona, Delaware, Indiana, North Carolina, Georgia.   Given this role is based in the NOVA market, candidates will need to have proximity to this location.

WHAT YOU’LL DO

Must possess the skills to handle a loan requests up to $20,000,000, has a general understanding of major technical aspects of lending, and has a clear understanding of the basics of credit and finance; Develops and services loans for business and individual clients within limits of authority; Interviews applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and Bank risk; requests necessary information, such as financial and operating statements; Evaluates and extends credit and terms in accordance with policy and lending authority; Monitors maturing notes, past dues, and client activity to ensure performance is satisfactory; Develop a deposit relationship with credit clients and provide deposit referrals to the treasury team; Prepares and presents/recommends to a higher authority, individual, or committee any loans in excess of authority; Assumes responsibility for proper documentation and review of accounts; Monitors loans to ensure complete conformity with terms and to ascertain any developing trends; Aggressively calls on potential and existing clients to maintain productivity and profitability in lending and non-lending relationships; Keeps abreast of changing business and economic developments which impact the loan portfolio, its profitability, and banking in general; Aggressively markets non-credit services such as Wealth, Insurance, and Other Services to prospects and clients; Prepares various reports as requested; Services delinquent accounts as required; Represents Bank through community and professional involvement in groups and associations to develop contacts for potential business;

EDUCATION & WORK EXPERIENCE

Bachelor’s degree required. Minimum 10 years of commercial lending with proven performance Extensive knowledge of real estate, credit administration, policy and procedures Extensive knowledge of risk analysis and mitigation, with an emphasis on loan structuring.

BENEFITS AT MVB

MVB Financial Corp., (“MVB”) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:

Medical, Dental and Vision Insurance Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA) Short- and Long-Term Disability Plan Group Life Insurance 401K Salary Deferral Plan Wellness Program Education & Tuition Expense Reimbursement PTO and Unique Vacation Purchase Program Nationwide Pet Insurance Coverage

We encourage you to submit an application even if you haven’t performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with related knowledge, understanding and abilities who are willing to learn and grow. What we care about most is allowing you to develop and, in return, you help us become a stronger, more diverse and well-rounded organization.  

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