Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Vice President- Consumer Credit Card Strategic Analytics, you will be responsible for managing risk strategies end to end, developing and maintaining process standards and performing complex activities with the objective of reducing losses, balancing risk reward trade-off and enhancing efficiencies in the system. Identify key risk drivers and assess concentrations and exposures while analytically segmenting the portfolio along these factors.
You will be required to interact frequently with cross-functional partners and make presentation to senior managers and executives. You will also be expected to demonstrate thorough understanding of the business and ensure robust controls environment.
Job responsibilities:
• Provides coaching and mentoring to a group(s) of analytic professionals. Able to effectively develop team members
• Demonstrates effective people management and leadership skills
• Responsible for the creation, design, analysis and execution of specific projects/analytics for assigned functional area
• High degree of judgment and independent decision making for complex issues and problem solving
• Ability to work collaboratively with cross-functional partners to understand and address key business challenges
• Work independently on analytical tasks starting with problem identification, defining objectives, data discovery and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, creating presentations to pitch findings and strategies
• Providing clear/concise oral and written communication across various functions and levels, inclusive of Operations, IT, and Risk Management
Required qualifications, capabilities and skills
• MS / Bachelor's degree in a quantitative discipline; Math, Finance, Statistics, Economics or equivalent work/training is required; advanced degree is preferred
• Strong people management and leadership experience
• Ability to manage and prioritize projects across cross-functional groups
• Strong communication and interpersonal skills with ability to interact with individuals across departments / functions
• Knowledge of the lending lifecycle, including origination, portfolio management, sale/servicing, default management / loss mitigation
• In depth knowledge of risk management policies, control processes, metrics & strategy
• Strong understanding of SAS programming, SQL programming, MS Word, PowerPoint, and Excel (graphs, charts, formulas etc.)
Preferred qualifications, capabilities and skills
• Prior experience of working in consumer or small business industry in strategy / policy role