Mumbai, Maharashtra, India
23 days ago
Wholesale Credit Risk Product - Associate

Organization Description

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

Employer Description

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Job Description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Wholesale credit risk associate - Product Team within Wholesale Credit Risk, you will collaborate with technology partners as well other Product Teams in the program that are developing the underlying components that power the platform, to ensure they meet users' needs and those that offer the greatest value are prioritized.

 Job responsibilities:

Be part of the Data product management team and focus on credit reference data, financial data, data sourcing and governance Gather clear requirements and write user stories/acceptance criteria Collaborate with Subject Matter Experts and key stakeholders to understand uses cases and pain points as well as trends in the marketplace Integrate usability studies, research, and market analysis into product requirements and develop user journeys and other artifacts that help communicate, and rally support for, intuitive user experience which best meets the needs of the Product’s users Identify critical dependencies/issues and present recommendations for resolution Provide product demos and conduct product review and feedback sessions with key stakeholders; ensure feedback is incorporated into roadmap so deliverables meet business needs Collaborate closely with the Product and Technology teams building the core components that enable critical underlying functionality of the Product Ensure new features are implemented according to specifications, released on schedule, and issues are remediated in a timely manner

 Required qualifications, capabilities and skills:

Bachelor’s Degree with relevant work experience in Product Management / Development or Credit Risk and experience in the financial services or fin-tech industry Strong, clear, and concise written and verbal communication with ability to edit and prepare executive level communications Excellent organizational skills and attention to detail; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships Intellectual curiosity with a proven ability to learn quickly and high degree of initiative, self-direction, and ability to work well under pressure Advanced knowledge of the Product Development Lifecycle with proven ability to lead Product Lifecycle activities including discovery, ideation, strategic development, requirements definition and go to market Sound knowledge of technology architecture, APIs, design, and data analytics

Preferred qualifications, capabilities and skills:

Experience within large Financial Services firms and basic level of domain knowledge in Credit Risk Experience working with Technology and UX Design colleagues and discussing technical designs Certified Agile Practitioner (CSP) or Certified Scrum Master (CSM)
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